MEDICARE ADVANTAGE (PART C)
Medicare doesn’t cover long-term home care services. However, for seniors recovering from an illness or injury, Medicare will cover short-term home health care prescribed by a doctor. These skilled services are provided by medical professionals like registered nurses or physical and occupational therapists. Home health care is generally intended to provide temporary care for seniors who choose to recover at home instead of a hospital or skilled nursing facility.
Medicare will cover some nonmedical home care services, but only if a patient is receiving medical services and requires help with activities of daily living as part of a doctor’s care plan. Nonmedical services might include assistance with:
Bathing
Dressing
Using the restroom
Some Medicare Advantage policies may include additional coverage for nonmedical home care services. Medicare Advantage plans are a type of Medicare-approved health care plan offered through private insurance companies.